Terms of Use

Your access to and use of this site is subject to the following terms and conditions and all applicable laws. By accessing and using this site, you accept the following terms and conditions, without limitation or qualification:

All contents included on this site, such as text, graphics, images, and other software, are the property of Harchandani & Associates, except where stated otherwise. The compilation of all contents on this site is the exclusive property of Harchandani & Associates.

This site and the contents provided in this site, may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, without the express written consent of Harchandani & Associates, except that you may download, display, and print one copy of the materials solely for your personal, non-commercial use, provided that you do not modify the material in any way and you keep intact all copyright notices.